The Personal Finance Education Program is approved to issue certificates evidencing completion of personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services. The course is developed, owned, and managed by the InCharge^® Education Foundation, Inc., part of InCharge^® Institute, Inc. and its family of non-profit financial wellness providers. InCharge^® Institute Inc. is one of the nation's largest and most experienced non-profit financial education organizations.

InCharge^® Education Foundation, Inc. is a premier provider of educational products and services supporting the personal financial literacy needs of the people of the United States.

We strive to be a highly respected and credible source of valid, reliable and useful data, information, research, and education on the behaviors and issues facing average individuals and families on consumer credit, money management, and financial well-being for clients, consumers, businesses, educators, creditors and media.