About Us

Why we're the best choice for you.

Welcome to InCharge Debt Solutions pre-file credit counseling and bankruptcy education. We work hard to provide the best possible educational experience for you during the bankruptcy process. Our credit counseling sessions and bankruptcy education receives high marks from past students on ease of use, visual aids, and ability to complete in a timely manner.

We know that the decision to file for bankruptcy is not an easy one, but we also know that many bankruptcy filers go on to achieve financial prosperity. That’s our goal for you, and as counselors and educators, we’re giving you the knowledge you need to get started toward that new life.

InCharge Debt Solutions is approved to issue certificates evidencing completion of personal financial management instructional course in compliance with the Bankruptcy Code (approval does not endorse or assure the quality of a Provider's services).

For those who complete Pre-Discharge Debtor Education, we are pleased to provide you with free e-book, “After Bankruptcy: What You Need to Know” and free access to Grab Todd’s Cash, a financial literacy game that is fun for the whole family.

InCharge also offers non-profit credit counseling, debt management programs, credit consolidation and homebuyer education.